First time buyer mortgage advice.

What you need to know when you’re buying you first home and applying for your first mortgage.

What is a first time buyer mortgage?

At Mortgage To Home we want to make sure this process is an exciting time not a stressful time! We will advise on the whole process for buying your first home. This includes how much deposit you will need, setting a budget with you and even finding a solicitor for you.

When you are starting out on the process of buying your first home it’s important to be realistic in what you can afford.

The first step is always to find out how much you can borrow. Most estate agents nowadays will want an agreement in principle before you can even view any potential properties. This in most cases will leave a soft foot print on your credit file, but will determine exactly how much you can borrow and how much deposit you will need.

What you should know as a first time buyer applying for a mortgage.

Know the amount you can borrow and how much deposit you'll need.

Know the type of property you want - you might not know so book lots of viewings to find out!

Know the other costs involved - you will need a solicitor.

See what a monthly mortgage payment might look like.

With our free to use mortgage calculator, find out what your next monthly payment could look like.